Get the money app where your hard work pays off with a new credit score, a new credit card or even a new house. In other words, it’s a lot more than just a budgeting app. These materials help you learn how to cut down on your spending, reduce your debt, and structure a budget that will build better financial habits. It includes videos and other content to help you learn the fundamentals of budgeting. YNAB is not only a great budgeting app but an educational app, too. Perhaps the most loved and beginner-centric budgeting app on this list is You Need A Budget, or YNAB. But if that kind of system makes you complacent, then this probably isn’t one of the personal finance apps you might want to avoid.

If you want something free that will integrate with and automate your budgeting for you, Mint is pretty high up on this list. Since Mint will connect to your bank account, track your income and spending for you, you can just check it now and then to see how you’re doing. Best Personal Finance Apps for iPhone, iPad, and Macīest Personal Finance Apps for iPhone, iPad, and Macįor some people, this is exactly what they’re looking for.

Personal finance tools for mac